• +1 720 993 1770
  • M-F 7 AM - 5:30 PM PT
  • 2821 South Parker Rd, Suite 555, Aurora, CO 80014
  • Home
  • Loan Programs

Capital 1 Funding Programs

Capital 1 Funding is a leading private money lender also known as a hard money lender. We produce fast, reasonable, and secure real estate loans that enable you to close quickly on residential investment properties.

banner-img shape shape

Buying a home, a car or for emergency. There are so many financing options

banner

Fix & Flip Loan Terms

Our loans are based on the After-Repaired Value (ARV) of the property and include both Purchase and Renovation funds.

Details & Requirements

Fix and Flip Loan Details
  • Flexible Point Options – Minimum $2,000
  • 6-Month Term with Automatic Term Extension Options
  • Borrower Must Provide Insurance Policy – Required To Be Paid in Full
Approval Requirements
  • Minimum Credit Score Required
  • 12 Months Liquid Reserves
  • No Recent Bankruptcies/Foreclosures
Additional Requirements
  • No Tax Return/Employment Verification Needed
  • Residential (1-4 Family) Investment Properties Only
  • First Lien Only
  • Loan Requirements May Be Adjusted By Capital 1 Funding at Its Sole Discretion.
Request A Loan
banner

Refinance Loan Terms

Based on the As-Is Value of the property.

Details & Requirements

Refinance Loan Details
  • Flexible Point Options – Minimum $2,000
  • 6, 12, and 18-Month Term
Approval Requirements
  • Minimum Credit Score Required
  • 12 Months Liquid Reserves
  • No Recent Bankruptcies/Foreclosures
Additional Requirements
  • No Tax Return/Employment Verification Needed
  • Residential (1-4 Family) Investment Properties Only
  • First Lien Only
  • Loan Requirements May Be Adjusted By Capital 1 Funding at Its Sole Discretion.
Request A Loan
banner

New Construction Loan Terms

No Points, No Problem!

Details & Reqquirements

New Construction Loan Details
  • Flexible Point Options – Minimum $2,000
  • 6, 12, and 18-Month Term
Approval Requirements
  • Minimum Credit Score Required
  • 12 Months Liquid Reserves
  • No Recent Bankruptcies/Foreclosures
Request A Loan

Checklist

Individual Borrowers Checklist

Details & Requirements

  • Copy of your most recent month's bank statements (all pages), checking, savings, money market, certificate of deposit, etc.
  • Fully executed contract
  • Title company contact (name, e-mail address, and phone number)
  • Detailed Renovation Budget along with bids from contractors
  • Certificate of Insurance for the property (6-month policy must be paid in full on or before loan closing)
Request A Loan

Business Entity Borrowers Checklist

Details & Requirements

  • Certification of Formation
  • Letter of good standing from the Texas Secretary of State and Certificate of Account Status from the Texas Comptroller of Public Accounts
  • Organization documents (Partnership Agreement, Operating Agreement, Articles of Incorporation)
  • EIN form from Internal Revenue Service
  • Copy of the Company’s most recent month’s bank statements (all pages), checking, savings, money market, certificate of deposit, etc.
  • Fully executed contract
  • Title company contact (name, e-mail address, and phone number)
  • Detailed Renovation Budget along with bids from contractors
  • Certificate of Insurance for the property (6-month policy must be paid in full on or before loan closing)
Request A Loan
Payoff Request Draw Request Payment Request

Competitive Rates

No Prepayment Fees

Simple Qualification

Quick Close Times

You have found the right hard money lender for your real estate investments!

We cordially invite investors, borrowers, and brokers to experience the ease of our lending process. Capital 1 Funding has prompt, easy qualification, and reasonable terms. You can close quickly on your property opportunities with the certainty of execution and peace of mind with Capital 1 Funding. We close loans on time, every time!

Request A Loan
shape

payment

Quick Links

Services

Company

Our Contact

© 2025 Capital 1 Funding. All Rights Reserved